Do any of your patients receive Medicaid? And if so, are they also able to get health insurance through their or their spouse’s work? If you can answer yes to both of these questions, Medicaid might be able to help pay for their private health insurance through the Health Insurance Premium Payment (HIPP) program.
HIPP is a Federal/State program currently in 37 states, where the state Medicaid agency pays the premium, coinsurance, and deductibles of eligible Medicaid patients to allow them to access private group commercial insurance or COBRA that is available to their family but unaffordable. This service assists patients in this process.
Benefits of Health Insurance Premium Payment Assistant Services
Vendors who offer this service allow you to help your patients get the benefits they are owed through a program like HIPP.
HIPP has the following benefits for your patients:
- Family members with Medicaid might have their doctor’s visits, co-payments, and deductibles covered through Medicaid.
- Family members with Medicaid can see your team of physicians if you accept their private health insurance plan. Your patients will still need to pay a co-pay and meet any plan deductibles.
- If Medicaid decides that it is cost-effective to do so, family members without Medicaid might be covered through HIPP on their private health insurance plan. They will still need to pay co-pays and meet the insurance plan deductible.
This is another way for you to better inform and educate your patients which leads to overall patient satisfaction.
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